Month: August 2019

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Judd shares bedroom styling tips with Canberra

In everyday life it’s important to have a place where you can simply escape from the hustle and bustle.
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For Rebecca Judd, a well-styled bedroom makes the perfect sanctuary. The mother of four loves retreating to the room she shares with husband, Chris.

“I love escaping to a different room, my husband and I have a bedroom on a different level to our kids,” said Judd.

“We’ve got a whole wing to our house which is just ours and there’s no toys allowed in there.”

This weekend Judd will be sharing her top tips with Canberrans on creating the ultimate bedroom sanctuary. She will be discussing the important things that make up a bedroom style including rugs, layering and artwork.

“The key to styling with a new look is to have at least three items for that cohesive look in your room so something on your wall, something in a cushion and then something on the end of the bed,” she said.

Judd emphasised the current pink trend as a great addition to any bedroom in the form of a statement piece that you can mute with whites and greys.

“We’ve got this pink linen bed cover and my husband loves it, he doesn’t think it’s too girly,” she said.

“I’ve got these grey cushions so it makes it less girly and more masculine but still really soft, warm and beautiful.”

Velvet and boho are also big on Judd’s radar at the moment.

“Velvet is still also really big, both in fashion and in bedding, and you can do either a quilted velvet bed cover or you can do a velvet coverlet that sits on the end of your bed, which is really gorgeous,” she added.

“Boho trend has also come back and that’s really great.”

The one item Judd believes adds the most character to a room is the humble throw.

“Something that instantly makes a bedroom seem really warm, inviting and styled is an amazing throw on the end of the bed,” she said.

“Take your bedroom to the next level layer with a gorgeous throw and people will walk in and think you’re a stylist.”

Judd will be presenting her masterclass “Thread Count Bedroom Styling” this Saturday, November 11, at Monaro Mall, Canberra Centre from 11am to noon.


18/08/2019 0

Citizenship crisis: High Court referral ‘probably the only step’ says Labor MP Justine Keay

Labor MHR Justine KeayThe Tasmanian Labor politician embroiled in the national citizenship crisis has released documents in an effort to clear her name.
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Since Wednesday morning the citizenship status of Braddon MHR Justine Keay has been on the lips of her parliamentary colleagues, including the Prime Minister.

Ms Keay spoke exclusively to Fairfax Media about being the face of Labor’s perceived citizenship cloud.

Ms Keay, who was a British citizen on the night of the election, is relying on the steps she took to renounce her dual citizenship to make her eligible for parliament.

In February 2016, the Labor Party’s legal division notified Ms Keay of the required steps to be eligible as a candidate – but it was not until the election was called in May she began the renunciation process.

The emotional Member for Braddon began tearing-up when explaining why it took three months to renounce her British connection.

“I delayed it – it’s one of those things with the citizenship I knew I could never get it back,” she said.

“If I don’t get elected I can’t get my citizenship back and for me, it was a very personal thing.

“I try not to be upset about it but – it was that last tangible connection with my dad.”

She acknowledged the renunciation could have been done earlier, and the delay had created the cloud hanging over her head.

Despite taking steps to renounce her citizenship prior to the election, Ms Keay’s political opponents have seized on the confirmation she was British on election night.

“What’s frustrating is I have done everything possible and I have taken the constitutional requirements that I have very very seriously – you’ve got people like Barnaby Joyce and like Stephen Parry, possible Jacqui Lambie who have not even asked the question,” she said.

After the resignation of Mr Parry last week Ms Keay again sought legal advice for her own situation.

On Wednesday, Ray Finkelstein QC and Susan Gory advised she was eligible to sit as a member of the House of Representatives.

Ms Keay said there was no reason for her case to be tested in the High Court – but acknowledged it may be the only way to determine her fate.

“I would be incredibly confident of getting through that process,” she said.

“Part of me sort of thinks – that probably is the only step to really put an end to all this and completely clarify it.”

She was cautious about using the nation’s highest court as a testing ground and instead hoped universal disclosure in parliament would finalise the crisis that has gripped the parliament since July.

“For me to go to the High Court and say, can you just test my case, but I have no grounds for you do so, is pretty stupid,” she said.

Liberal Senator Eric Abetz.

“Should the government decide to act in a partisan way and do that, that’s for them to determine.

“If they want to try to take out me on the way through their crisis – so be it, I’ll deal with that.”

Ms Keay said she was the “sacrificial lamb of Eric Abetz”, and her and fellow first-term MP, Susan Lamb, were being targeted by the Coalition.

She hoped explaining her steps would provide confidence for the people that elected her.

“This is becoming just farcical,” she said.

“This is it, let me get on with my job now and let’s get a process in place where we can sort this out once and for all because it’s just become a complete circus and I don’t want to be a part of that.”

The Examiner


18/08/2019 0

Wanderers chairman scores $15.5 million in Point Piper

Rich Lister and Western Sydney Wanderers chairman Paul Lederer and his wife Eva have sold their Point Piper investment property for about $15.5 million.
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The deal ends a year-long sales campaign that started with $20 million hopes before it was relisted with Bart Doff, of Laing+ Simmons Double Bay.

Doff was unavailable to comment on the sale figure, but an offer of $15.5 million was reportedly knocked back at auction last week, and sources say it then sold for close to that.

Lederer bought the Wyuna Road property designed by architect John Suttor in 1992 for $2.8 million from businessman Charles Scarf and his wife Maria.

Lederer, who part-owns the A-League Sydney soccer club, made his fortune in the smallgoods business, selling the Primo Smallgoods business two years ago for $1.45 billion. He was ranked ‘s 73rd richest person on this year’s Financial Review Rich List with a worth of $824 million.

He and his wife Eva remain Point Piper locals, having traded up to the $26 million house on nearby Wolseley Road they bought in 2008.

???Point Piper’s turnover has ramped up in recent months with a run of high-end sales. The house two doors from the Lederer property sold recently for more than $20 million to LA-based entrepreneur and star of the Shark Tank reality show Andrew Banks and his wife Andrea.

Luxury car importer Neville Crichton sold his waterfront home for more than $36 million last month to property investor Andrew Potter, who in turn sold his nearby waterfront home on Wunulla Road for $20 million to the Mayo family. Related: Andrew Potter trades one Point Piper waterfront for anotherRelated: Andrew Banks makes $20-million return to Point PiperRelated: Steven Lowy expands beachfront by $14.2 million


18/08/2019 0

We need to talk about money

How many people know the nitty gritty of your financial position? My guess is very few outside the relevant professionals, like your accountant or mortgage broker, because it’s just not the type of thing ns openly delve into. Talking about money is variously viewed as impolite, garish or simply taboo.
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Research suggests that when we do talk about money, we don’t always give the full story.

A2016 survey of 1014 ns nationwide, commissioned by Fox Symes Debt Solutions and conducted by Galaxy, found that more than one in two people have deceived a partner, family or friends about money. Two out of three people with children living at home hide debt and spending from their loved ones, compared with less than one in two people without children at home.

What we earn, what we spend, and how we manage our financial affairs are matters on which many of us are tight-lipped. And while there is certainly a place for discretion, particularly in this realm, I often wonder if there isn’t value in lifting the veil of secrecy from time to time. Not merely because of voyeurism’s allure but because without a little transparency we’re flying blind.

For those of us who don’t openly detail our fiscal positions, and have family and friends who are similarly inclined, the ins and outs of how other people manage their money is totally mysterious despite potentially being enormously enlightening.

Personally I am always intrigued to discover what other families spend on food, electricity and all of the general expenses households face. When these topics come up I always find the responses from family or friends to be either reassuring or instructive. Reassuring if we’re in the same ballpark for certain expenses, and instructive when it emerges that we are possibly paying far more for our phones or internet than we need to.

But when it comes to the big picture of how other people make their money work, it is rarely discussed so making a comparison is impossible. And yet, that is arguably where being able to make those comparisons would be most valuable.

While it’s easy to compare notes on what you spend in a week to feed your family, opening up about what you earn, how you and your partner managed to piece together a deposit, or how much credit card debt you have are not subjects we usually explore.

In recent months I have come to learn a little more about the bigger picture of a few friends’ financial positions and it wasn’t because they left their bank statements on the kitchen bench. It was because money is a major source of angst for lots of ns and when an opportunity for a private conversation arose, it came up.

I was relieved it did come up because for the first time I was able to appreciate their circumstances, and put our own in context. No two families are the same but I found it enormously reassuring to discover that the lion’s share of the house deposits people had saved, had come about because of inheritances or gifts from family. Previously I had assumed there was some financial wizardry I wasn’t aware of that helped individuals piece together enough for even a modest property in Sydney.

According to the annual Stress and wellbeing report by the n Psychological Society, finances is rightat the top of our list of worries.Research by the Centre for Social Impact, conducted for National Bank, showed that two million ns are experiencing severe or high financial stress, while a further 10 million are living with some level of financial worry. It is unsurprising given money is entirely unavoidable on a daily basis and its impact is anything but inconsequential.

Which makes it all the more curious – and unhelpful – that we don’t talk about it.

Sharing your bank balance with all and sundry is hardly advisable, but nor is keeping your true financial position from the people you love.

Financial stress is not rare and while the adage of a problem shared is a problem halved isn’t strictly true, there is value in opening up. Reaching out to a friend or a family member you trust is worth considering whether things are good or bad. Those conversations have the power to change not just how you look at money but how you manage it too.

Georgina Dent is a journalist, editor and TV commentator with a keen focus on women’s empowerment and gender equality.


18/08/2019 0

Comprehensive credit reporting will provide a better picture

Whether you’re trying to buy a property, refinance a mortgage or organise car finance, Canberra’s latest finance regulations might help you.
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Comprehensive Credit Reporting (CCR) is a new way for the finance industry to conduct credit scoring. It will be implemented by credit providers by July 1, 2018.

Traditional credit scoring is used by lenders to assess how your past behaviour influences future debt repayments. However, it uses only “negative” scoring, such as late payments, defaults and loan arrears to give you a score. This means, for example, a phone bill you defaulted on a few years ago can come up when you apply for a home loan, but it doesn’t take into account years of regular credit card repayments.

Under the CCR, credit scores also recognise your good behaviour with credit. Essentially, they’re collecting more data (negative and positive), which over the long-term builds an accurate picture of your history and behaviour.

Effectively, a borrower with small credit blemishes could be seen as able to recover quickly because of their subsequent positive record. So, lenders will be able to offer better interest rates to would-be customers.

As the system matures, other types of debt, such as mobile phone plans, power, water and gas, can also be incorporated, leading to “behavioural” assessments rather than just profiling.

The new regime will allow lenders to create better customer profiles, and for brokers to proactively find better deals for their clients.

To put yourself in the best possible position, understand these basics: Do’s

Pay on time: credit cards and loans have regular monthly repayments. When you make a habit of repaying on the due date, you build a positive credit history.

Available balance: if you maintain an available credit card balance that’s always in excess of what you owe, you build a positive history.

Keep the credit card you have serviced for a long time: if you use a few cards to get you through a tough time, pay out the most recent cards. Keep the longest-term credit card and its “good” credit history – it accrues more positives.

Prioritise your mortgage: your mortgage is likely to be the largest and longest-term of your debts, so prioritise the repayments and build a long, positive record.

Consult a broker: you might not understand how good your credit score is, but a broker does and can probably use it to find you a better loan. Don’ts

Use multiple interest-free cards: rolling-over credit card debt into a new card that’s interest free might be a necessary one-off manoeuvre, but don’t make it a habit – it scores as a negative.

Apply for too many loans and cards: be sparing in your applications – they can score negatively.

Make late payments: do what you can do to avoid missing payments.

Go over 60 days: if you do have to miss a repayment, don’t let non-payment go more than two months. If it is because of a life event, such as serious illness, speak to your lender as soon as possible.

The CCR will be a positive for many borrowers, because for the first time ns will be credit-scored on what they do right, as well as what they’ve done wrong.

Good luck.

Mark Bouris is the executive chairman of Yellow Brick Road.


18/08/2019 0